Financial Assistance
As a non-profit community hospital, FTMC is committed to providing healthcare services to all patients regardless of their ability to pay. Uninsured or under-insured patients may qualify for financial assistance under one of three available programs that cover individuals and families with incomes up to 200% of the federal poverty guidelines.
- Hospital Care Assurance Program (HCAP)
This is a State of Ohio mandated program. HCAP requires Ohio Hospitals to provide all inpatient and outpatient medically necessary services, covered under the Medicaid program, free to any Ohio resident who has no third party coverage and has a family income at or under the federal poverty guidelines. For 2008 these guidelines are $10,400 for the first member and $3,600 for each additional family member.
- Fisher-Titus Cares
This program is for patients who do not qualify for Medicaid or HCAP. It provides a 100% write-off of hospital charges if the family income is between 100% and 150% of federal poverty guidelines. All medically necessary inpatient and outpatient services are covered under this program.
- FTMC Community Assistance
This program is for patients who do not qualify for either of the first two programs. All medically necessary inpatient and outpatient services are covered under this program. Community Assistance provides a graduated discount ranging from 20% to 70%, based on family size and income. This program is available to those with a family income between 150% and 200% of federal poverty guidelines.
If, after applying available discounts to all medically necessary inpatient and outpatient services, patients' liability exceeds 25% of family income, the bill will adjust not to exceed that amount. Persons with a liability exceeding 25% of family income will be declared “Medically Indigent” and will not be asked to pay amounts due for hospital services exceeding that limit.
Income 2008 Guidelines for FTMC Financial Assistance Programs
| |
HCAP |
FTMC Cares |
Community Assistance |
| Family Size |
|
From |
To |
From |
To |
| 1 |
10,400 |
10,401 |
15,600 |
15,601 |
20,800 |
| 2 |
14,000 |
14,001 |
21,000 |
21,001 |
28,000 |
| 3 |
17,600 |
17,601 |
26,400 |
26,401 |
35,200 |
| 4 |
21,200 |
21,201 |
31,800 |
31,801 |
42,400 |
| 5 |
24,800 |
24,801 |
37,200 |
37,201 |
49,600 |
| 6 |
28,400 |
28,401 |
42,600 |
42,601 |
56,800 |
| 7 |
32,000 |
32,001 |
48,000 |
48,001 |
64,000 |
| 8 |
35,600 |
35,601 |
53,400 |
53,401 |
71,200 |